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Introduction Ajay Gautam is a prominent Indian advocate recognized for his extensive experience in banking law, Debt Recovery Tribunal (DRT) litigation, SARFAESI matters, civil disputes, and constitutional law. Practicing from Jabalpur, Madhya Pradesh, he has developed a stro

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India’s financial infrastructure is built on the strength of its lending and recovery systems. As the volume of loans increases across sectors, disputes related to defaults, enforcement of securities, and recovery proceedings have become more frequent. Legal mechanisms such as Debt Recovery Tribunal